Who We Are. R.I.C. Insurance General Agency, Inc. is a California corporation in the business of distributing and underwriting commercial and personal lines insurance products (hereinafter the “Company”). Welcome to our Company website located at www.ric-ins.com (the “Website”).
Definitions. The terms “we” and “us” as used herein refer to the Company. The terms “you” and “User” as used herein refer to all individuals and/or entities accessing the Company’s Website for any reason.
Account. You may be asked to create an account or register or “sign up” to use certain services on our Website. You should not share any passwords or other log-in information, let any third-parties access your account, or do anything else that might jeopardize the security and confidentiality of your information. You are prohibited from providing any false information or third-party information without permission.
Ownership. All content included on this Website is and shall continue to be the property of Company, or its content suppliers, and is protected under applicable copyright, patent, trademark, and other proprietary rights. Any copying, redistribution, use or publication by you of any such content or any part of the Website is prohibited, except as expressly permitted in this Agreement. Under no circumstances will you acquire any ownership rights or other interest in any content existing on the Website by or through your use of this Website.
Copyright Information. You understand and recognize that any material or content on this Website is protected by copyright law. You agree you will not copy any of the graphics, images, artwork, text, video or audio on this Website without the express written permission of the owner of the copyrights in that material. Copyrighted material must not be placed by you on the Website without the permission of the owner(s) of the materials or person(s) they specifically authorize to grant permission. Only the owner(s) or such authorized person(s) may upload copyrighted material to the Website. Any changes to or deletion of author attributions or copyright notices on the Website are prohibited.
Intended Audience. This Website is intended for adults only. This Website is not intended for any children under the age of 13.
Website Use. Company grants you a limited, revocable, nonexclusive license to use this Website solely for your own personal use and in connection with the services offered by our Company only. This license is not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use of this Website. You agree not to copy materials on the Website, reverse engineer or break into the site, or use materials, products or services in violation of any law. The use of this Website is at the discretion of Company and Company may terminate your use of this Website at any time without notice or cause.
Restrictions. You agree to the following restrictions:
(a) You will not reprint, republish or distribute in any way, any information or materials found on this Website;
(b) You will not use any of the information on this Website for sending emails or otherwise contacting third-parties, for solicitation purposes or for any other purposes involving solicitation in any way;
(c) You will not access data not intended to be accessed by users of the Website or attempt to probe, scan or test the vulnerability of the Website site or attempt to interfere with any service available on the Website, change or delete postings of others on the Website, disclose information posted by others on the Website or otherwise infringe on privacy rights of others using the Website, take other actions which impose an unreasonable or disproportionate load on the Website, send unsolicited email or make any other unsolicited contact, including in connection to promotions and/or advertising of products or services, to addresses or other contact information obtained from the Website, forge any email address, name, or other identifying information in connection with the Website, and/or use a password, name or identification which is not your own in accessing the Website;
(d) You will not attempt to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way used on this Website; and
(e) You will not edit or delete any information, software, or other content appearing on the Website.
Compliance with Laws. You agree to comply with all applicable laws regarding your use of this Website. You further agree that information provided by you is truthful and accurate to the best of your knowledge.
Disclaimer of Warranties. THE MATERIAL ON THIS WEBSITE (INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, SERVICES, MATERIALS AND INFORMATION MADE AVAILABLE HEREIN OR ACCESSED BY MEANS HEREOF) ARE PROVIDED “AS IS,” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
Limitation of Liability. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR USE OF THIS WEBSITE AND ANY INFORMATION ON THIS WEBSITE. UNDER NO CIRCUMSTANCES SHALL WE OR ANY OF OUR DIRECTORS, OFFICERS, EMPLOYEES OR REPRESENTATIVES BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES EVEN IF WE OR ANY OF OUR EMPLOYEES OR REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN ANY EVENT, THE TOTAL LIABILITY OF US AND OUR DIRECTORS, OFFICERS, EMPLOYEES AND REPRESENTATIVES IS LIMITED TO THE AMOUNT, IF ANY, ACTUALLY PAID FOR USE OF THE SITE AND YOU HEREBY RELEASE US AND OUR DIRECTORS, OFFICERS, EMPLOYEES AND REPRESENTATIVES FROM ANY AND ALL OBLIGATIONS, LIABILITIES AND CLAIMS IN EXCESS OF THIS LIMITATION.
Links. You acknowledge that we have not reviewed the content of all forms, content or sites linked to or from this Website and that we are not responsible for the content of any of those sites and do not take responsibility for them or endorse them. We do not represent or guarantee the accuracy, completeness, reliability or appropriateness of any forms or content associated with or connected to any links on this Website. Any such forms or content are provided and intended for general guidance only.
R.I.C. Insurance General Agency, Inc.
P.O. Box 12279
Santa Rosa, CA 95406